916-288-5452

Core Banking API Integration

Your core holds the truth about accounts and balances, and every new product depends on reaching it safely. We build and maintain the integration layer between core platforms, digital channels and fintech partners.

An engineer drawing an integration sequence diagram on a whiteboard
Service 04 of 14WorldTech Network

Scope

What is included

Reliable, documented connections between your core and everything around it.

01

Core connectivity

Integration with major core platforms through their supported APIs, message queues and file interfaces.

02

API gateway and security

Authentication, rate limits, encryption and logging in front of every endpoint.

03

Open banking and data sharing

Consent-based account data access built on current industry standards.

04

ISO 20022 and message mapping

Translation between legacy formats and modern payment messaging.

05

Sandbox and testing

Test environments with realistic data so partners can build without touching production.

06

Monitoring and reconciliation

Transaction tracing and daily reconciliation so breaks are found the same day.

Method

How it works

Three stages, each with a written output, so you always know what has been done and what comes next.

  1. 01

    Discover

    We document the systems, data flows and partner requirements involved.

  2. 02

    Build

    Integrations are developed, security-reviewed and tested against your core vendor's certification steps.

  3. 03

    Run

    We monitor volumes, errors and latency, and manage changes as vendors release updates.

Standards and technology

  • REST and gRPC
  • ISO 20022
  • FDX
  • OAuth 2.0
  • mTLS
  • Event streaming

Questions

Asked often

All questions

Which core systems do you work with?

We integrate through the interfaces your core provider supports. Tell us your platform and version and we will confirm the available options and any vendor certification required.

Will integration work affect core stability?

Changes are built and load-tested in non-production first, released in agreed windows and protected by rate limits so a partner cannot overload the core.

Who owns the code?

You do. Everything we build for you is delivered to your repositories with documentation.

Start here

Put your controls on the record.

Start a conversation